BACS - Direct Credits


We are a Commercial BACS Approved Bureau


About us



Contact Us


Contact Information

T: 01765 604002




Can my Company use BACS?

To use our BACS Bureau Service your company must obtain a BACS User Number from your bank. Our Bureau Number needs to be linked to your User Number and agree a procedure with you to process your data which can be sent in a variety of secure formats to us for processing. We validate your data and schedule your submission. When queries arise we are here to prevent them becoming problems by reviewing BACS reports and advising you of any necessary actions.

What Does it Cost?

We have a standard pricelist - please complete the form on the contact us page to receive a quote.

Peace of Mind with BACSTEL-IP

To ensure that BABs operate to the highest standards, BACS carries out regular inspections of approved bureaux who must undergo and pass an inspection review covering risk assessment and management in five categories;- Organisation and Policies; Physical Security; Computer Operations; Systems and Application Support and BACS Operations and Procedures. It is a comprehensive audit that requires strict control and monitoring of standards. Using the latest internet technology and security procedures BACSTEL–IP provides a robust platform for the submission of payment data.

Fast, Safe and Secure

Customers will benefit initially through access to secure online reports within 4 hours of submission and it is envisaged that the bank clearing cycle will soon be streamlined to become a same-day cycle.

1st Choice Payroll use the latest BACSTEL-IP software


As a BACS bureau we provide the following services for our clients:

  • The ability to transfer money through the BACS system between bank accounts on behalf of other organisations safely and securely

  • Processing of payroll and supplier payments

  • Payment of PAYE and VAT

  • Contingency services to larger organisations

  • Emergency BACS Services (in case your system fails)

Efficient 3 Day Cycle

BACS payment cycle is the most efficient process to transfer funds:

Day 1 – Submit payment
Day 2 – Processed by BACS
Day 3 – Funds in Bank

This process is therefore fast, efficient and effective.

Added value for your business

As a registered BACS bureau our clients benefit from increased reliability coupled with highly cost-effective solution to transferring funds.  Administration time is saved and bank charges are reduced.  By saving time your cash flow is improved, as we do not require cleared funds 3 days before the required pay date.

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Registered Office: The Courtyard, Sycamore Business Park, Ripon, North Yorkshire. HG4 5DF Company No: 4783369